/* R74: Independent FA Score panel. Kept separate from the original financial rating. */
.fa74-hero{display:grid;grid-template-columns:minmax(0,1.23fr) minmax(300px,.99fr) minmax(300px,.99fr);gap:12px;align-items:stretch}
.fa74-hero>.hero-info{min-width:0;width:auto;max-width:none;flex:none;padding:30px 24px}
.fa74-hero>.hero-risk{min-width:0;max-width:none;width:auto;flex:none;height:100%}
.fa74-score-card{box-sizing:border-box;min-width:0;width:100%;padding:22px 21px 15px;border:1px solid #b8e1e8;border-radius:22px;background:linear-gradient(155deg,#f4fcfe 0%,#ffffff 74%);box-shadow:0 14px 32px rgba(0,99,125,.055);display:flex;flex-direction:column;gap:12px;color:#163d55}
.fa74-card-top{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:8px}
.fa74-eyebrow{font-size:9px;font-weight:850;letter-spacing:.12em;color:#04799c;line-height:1.4}
.fa74-method-tag{font-size:9px;letter-spacing:.05em;font-weight:800;color:#0b8176;background:#e5f8f4;border:1px solid #b6ebe0;border-radius:99px;padding:6px 8px;white-space:nowrap}
.fa74-score-card h2{font-size:clamp(18px,1.6vw,23px);line-height:1.16;letter-spacing:-.04em;color:#123950;margin:2px 0 0}
.fa74-card-sub{margin:0;font-size:12px;line-height:1.6;color:#426a7d}
.fa74-score-summary{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:10px}
.fa74-score-summary>div{padding:14px 12px 13px;border:1px solid #dceef2;border-radius:14px;background:#fff;display:flex;flex-direction:column;gap:5px;min-width:0}
.fa74-mini-label{font-size:10px;font-weight:780;color:#54788b}
.fa74-score-summary strong{font-size:36px;line-height:1.12;font-weight:850;color:#124767;letter-spacing:-.05em;overflow-wrap:anywhere}
.fa74-score-summary strong em{font-size:12px;font-style:normal;letter-spacing:0;color:#7094a5;margin-left:3px;font-weight:700}
.fa74-score-summary small{font-size:10px;line-height:1.45;color:#68889a}
.fa74-state{display:inline-flex;align-items:center;align-self:flex-start;font-size:11px;font-weight:800;line-height:1.4;color:#99660e;background:#fff5df;border:1px solid #f1d6a1;padding:8px 11px;border-radius:10px}
.fa74-state.is-ready{color:#08786c;background:#e8faf5;border-color:#bbecdf}
.fa74-state.is-review{color:#9e4a27;background:#fff0e8;border-color:#f0c7b3}
.fa74-explain{margin:0;font-size:12px;line-height:1.65;color:#385f75;flex:1}
.fa74-action{display:inline-flex;align-items:center;justify-content:space-between;gap:10px;padding:11px 12px;border:1px solid #badce7;border-radius:11px;text-decoration:none;color:#125a7c;background:#fff;font-size:12px;font-weight:800;min-height:44px}
.fa74-action:hover,.fa74-method-link:hover{background:#e9f7fa;border-color:#7ac3d7}
.fa74-card-legal{font-size:10px;line-height:1.5;color:#6b8897;margin:0}
.fa74-detail{box-sizing:border-box;min-width:0;padding:27px 29px;margin-top:16px;scroll-margin-top:195px}
.fa74-detail-head{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:16px;margin-bottom:20px}
.fa74-detail-head>div{flex:1;min-width:240px}
.fa74-detail-head h2{font-size:clamp(21px,2vw,27px);letter-spacing:-.04em;line-height:1.22;margin:8px 0;color:#163b54}
.fa74-detail-head p{font-size:13px;line-height:1.65;max-width:850px;margin:0;color:#54758a}
.fa74-method-link{display:inline-flex;align-items:center;min-height:42px;padding:9px 12px;font-size:12px;font-weight:760;border:1px solid #cae2ed;border-radius:10px;text-decoration:none;background:#f6fbfd;color:#125a7c}
.fa74-factor-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.fa74-factor{background:#f7fbfd;border:1px solid #e1edf2;border-radius:12px;padding:15px 16px;min-width:0;display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:6px 12px}
.fa74-factor span{color:#224b64;font-weight:800;font-size:13px;line-height:1.4}
.fa74-factor small{color:#688fa2;font-size:11px;white-space:nowrap}
.fa74-factor strong{grid-column:1/-1;color:#657e8e;font-size:12px;font-weight:650;line-height:1.4;overflow-wrap:anywhere}
.fa74-factor.is-ready strong{color:#08786c}
.fa74-disclosure{margin-top:16px;font-size:12px;color:#53788b;line-height:1.65;background:#eff8fa;border-radius:12px;padding:15px 16px}
.fa74-locked-detail{border:1px solid #dcecf2;background:#f4fafc;border-radius:14px;padding:20px;color:#4f7183}
.fa74-locked-detail strong{color:#244a61;font-size:16px}.fa74-locked-detail p{font-size:13px;line-height:1.6}.fa74-locked-detail a{color:#126d8c;font-weight:800}
@media(max-width:1540px){
 .fa74-hero{grid-template-columns:repeat(2,minmax(0,1fr))}
 .fa74-hero>.hero-info{grid-column:1/-1;padding:25px 28px}
 .fa74-hero>.hero-risk,.fa74-hero>.fa74-score-card{height:auto}
}
@media (min-width:801px) and (max-width:1180px){
 .fa74-hero{grid-template-columns:minmax(0,1fr)}
 .fa74-hero>.hero-info,.fa74-hero>.hero-risk,.fa74-hero>.fa74-score-card{grid-column:1}
}
@media(max-width:800px){
 .fa74-hero{grid-template-columns:minmax(0,1fr)}
 .fa74-hero>.hero-info{grid-column:1;padding:20px 18px}
 .fa74-hero>.hero-risk,.fa74-hero>.fa74-score-card{grid-column:1}
 .fa74-score-card{padding:19px 17px 17px;border-radius:17px}
 .fa74-score-card h2{font-size:21px}
 .fa74-factor-list{grid-template-columns:minmax(0,1fr)}
 .fa74-detail{padding:20px 16px;margin-top:12px;scroll-margin-top:calc(195px + var(--fa73-top-offer-height,0px))}
 .fa74-detail-head>div{min-width:0}
 .fa74-detail-head{flex-direction:column;gap:12px}
}
@media(max-width:340px){.fa74-score-summary{gap:7px}.fa74-score-summary>div{padding:12px 9px}.fa74-score-summary strong{font-size:30px}}